Credit cards, purchases and payments
Each card shows what you owe, the credit still available, how much of its limit and of all your credit you are using, and the day its statement closes.
Every purchase is tracked on its own, with its own interest type: a standard rate, a true 0% intro rate, deferred interest, or installments. A purchase can be broken into parts and items, with tax and shipping.
Enough calculates the expected interest for each purchase and each card, and when each purchase will be paid off. If a purchase will not be paid off within your forecast, Enough says so.
A payment can be applied to the purchases you choose, in the order you tick them. Before you save, Enough shows the math: what the chosen purchases owe, what this payment pays, what is left after it, and the expected interest on each purchase, month by month until it is paid off. Any remainder is divided roughly as card rules do: a deferred-interest balance whose deadline is about two statements away or less comes first, then the highest current rate, then other promotional balances by deadline, then installments not yet billed.
You can also plan expected purchases on a card, and how you will pay them off.
Cash accounts
Each account shows its balance now and when you last updated it.
See the money expected to come in and go out over the next 30 days, this month, next month, or the whole forecast, with the expected balance at the end and the lowest point along the way.
Add an expense or an income directly from the account, or update its balance.
Today
Today shows the cash you have now, what you owe on credit, what is left after debts, your credit available, your total credit limit and how much of it you are using.
It also warns of what lies ahead, such as an account going below $0 on a given day, or a deferred-interest purchase that will not be paid off by its deadline.
Calendar and single days
A month view shows each cash account's balance, and the total, on every day. Open any day to see its start and end balances and everything planned for it, and to add something to that day.
Show everything, only what is planned, or only what is real.
Plan
Every bill, payday, payment and purchase appears in one list, which can be filtered by future or past, and by planned or real. Repeating items show their next dates and what they come to in a typical month.
Charts
Line, bar and pie charts, and a Sankey diagram of money in and out, over a day, a week, a month, 3 or 6 months, a year, or a custom range, in dollars, percent or count, showing everything, only what is planned, or only what is real.
Things you use up
For household items you buy and use, such as coffee, Enough tracks how many you have, how many are on the way, what each one cost, and the dates they will run low and run out. Add an item from the Add button, report use once or on a repeat, and record deliveries.
Forecast, backups and sync
Look ahead 1, 3, 6, 12, 24 or 36 months (12 is the default), and receive a warning whenever an account would fall below the amount you choose.
Save a backup as a file or as copied text, with reminders to keep one. Optional sync keeps your numbers consistent across more than one device, locked so that we cannot read them.
Try it first with sample numbers, then begin with your own.
